If your roof naturally ages and needs repair, your insurance won’t be covering the costs. However, if the roof became damaged — not from age — but from a force of nature, you may be able to use your insurance coverage to restore it. Unfortunately, while many home insurance policies cover roof damage, navigating the insurance process is never a simple affair.
How the Residential Insurance Claim Process Works
If your roof has been damaged and you believe it may be covered by insurance, it can be a major boon to work with a roofing company. As roofing insurance claims can be tricky, many companies have started to work with homeowners through all throughout the process, not just through the repair. We at the Houston Roofing Group are dedicated to helping you each step of the way, including letting you know what to expect from it.
- Inspection — Every roof repair starts with the inspection. We will come out and investigate the damage and tell you whether it is likely if it will be covered by your insurance company.
- Contacting the Insurance Company — After the inspection, we will sit down and go through your specific policy with you to ensure that the damage to your roof is covered. Afterwards, we will call your insurance company together and walk you through making the claim.
- Meeting With the Adjuster — When the adjuster comes out, you won’t be alone. We will have a representative there just to make sure they don’t try to pull the wool over your eyes.
- Pricing and Making a Claim — After the adjuster sets what will be covered by your insurance, then we will give you an estimate and help you make the claim before the repair even begins.
The insurance process is difficult to begin with, but by having someone who knows roofing in and out by your side every step of the way can help you be a little more at ease with it. Contact us today to see how we at Houston Roofing Group can help you get your damaged roof repaired.